Smart Business Checking
If you have a low volume of monthly activity, Smart Business Checking is the right fit for your business.
 |
Benefits:
250 items per statement cycle processed free of charge
Processed items include the following: checks paid, deposit tickets posted, on-us checks deposited and foreign deposited items
Unlimited number of ACH debit and credit transactions per statement cycle
Unlimited check card debits and credits
Free Visa Check Card
A monthly balance is not required to maintain |
 |
Fees:
40 cents ($0.40) charge per item over 250 items per statement cycle
15 cents ($.15) per debit is charged. ACH debits are free. |
 |
Disclosures:
$100 minimum balance is required to open.
This is a non-interest bearing account.
If the account is closed within 180 days, there is a charge of $50.
If the account becomes overdrawn, Prime + 5.0% overdraft interest will be charged per day.
Non Sufficient funds and overdraft fees may also apply. |
|
|
Preferred Business Checking
If you have a high volume of monthly activity, Preferred Business Checking will save your business money. When you maintain a $3000 balance in a certificate of deposit, savings or regular checking account or have a business loan with us; you will enjoy low service fees. Additionally, you may choose the earnings credit option that is available with this account.
 |
Benefits:
Unlimited number of ACH debit and credit transactions per statement cycle
Free chard debits and credits
Free Business Visa Check Card
A 10 cent ($0.10) earnings credit per $100 minimum balance |
 |
Fees:
$6.00 monthly service fee.
ACH debits are free and a 15 cents fee ($.15) per all other debit items. |
 |
Disclosures:
$100 minimum balance is required to open.
If the account is closed within 180 days, there is a fee of $50.
If the account becomes overdrawn, Prime + 5.0% overdraft interest will be charged per day.
Non Sufficient funds and overdraft fees may also apply. |
|
Rates - click here to see our current interest rates on deposits.
Financial Calculators
How much do I need for a rainy day, retirement, my child's education, a dream vacation - click here to calculate how much you will need for those special times.
Customer Service
Contact one of our friendly customer service representatives at one of our locations. They will be happy to help you find the account or service that's right for you.
Back to the top