Our Variable Christmas Club Account allows you the flexibility to save the amount you need for Christmas  based on your different financial needs throughout the year.

You choose each week how much to deposit into your account.

You make unlimited deposits into your account  beginning in October and disbursement will be made during the month of October of the following year.

This account is a variable interest bearing account.  The interest rate and annual percentage yield are included in our Rate Chart and may change at our discretion every week.

The interest is simple interest and will not be compounded but will be credited to your account at maturity.

Interest begins to accrue on the business day you make your deposit.  If you withdraw from this account it will be closed.  Any accrued interest will not be paid to you and you will be charged a $10.00 service charge fee.