Credit Cards . . . . .

It's nearly impossible to live in today's society without them.  They are used for everything from a form of identification, to making purchases, to supplying a means of quick cash.  They are so handy.  In the hands of a disciplined consumer, they can be a very valuable tool.  They can also be valuable to less than scrupulous individuals who would not hesitate to steal them from you, along with the informaiton about they they contain. 

But that is not the only danger.  It is estimated that today, Americans owe an average of $8,000 per household in credit card debt!  This translates into over $50 billion per year in interest payments for the nation!

Farmers Bank & Savings Co. wants you to be informed of both the conveniences and the pit falls of using Credit Cards and managing your family finances.  We will provide articles that will help you make informed decisions about credit cards and other financial issues that affect your life.