Our Basic Certificates of Deposits
Interest rates and annual percentage yields are available upon request.  The interest rate and annual percentage yield will not change for the term of the account.  You may choose to have the interest paid monthly, quarterly, annually or at maturity.  Interest may be paid by check, credited to another account, or added to the CD at maturity.  Interest must be paid at least annually.  Interest begins to accrue on the business day of deposit.

We use the daily balance method to calculate the interest on the account.  This method applies a daily perodic rate to the principal in the account each day.  For basic certificates with a term of less than 1 year, an opening (minimum) deposit of $1000.00 is required.  For basic certificates of 1 year  or more, an opening (minimum) deposit of $100.00 is required.

There will be a penalty for early withdrawal of funds.

Contact one of our knowledgable Customer Service Representatives today for all the details about our Regular CD's.

-- Check here for current Interest Rates