More and more stores today have equipment in place for you to swipe your own Visa Check Card at the checkout counter.  Often, once your card is swiped, these machines ask you to choose "Debit" or "Credit".  Other machines by-pass this question, and simply instruct you to enter your "PIN" number.  Is this what you really want to do? 

Farmers Bank wants you, our customer, to be able to make an educated decision when using your Visa Check Card. If you do not wish to receive cash back, Farmers Bank recommends that you choose the "Credit" option.  When used as a credit card, no transaction fees will be incurred.  If you wish to get cash back (as in a regular ATM transaction) go ahead and choose the "Debit" option, and enter the amount of cash you want back.  Be aware that the store may add their own transaction fee when you choose the "Debit" option.  Farmers bank is not responsible for, nor do we have any control over the amount of this fee.

Either way, Debit or Credit, Farmers Bank & Savings Co. wants you to be in the know!  Just one more reason that we're "Your Bank For Life!"