| Accounts | Farmers Checking1 | Golden Life1,2 | SuperNow1,3 | Premium SuperNow1,4 | HI-FI1,5 | Premium Money Market1,7 |
|---|---|---|---|---|---|---|
Accounts Summary | Farmers Checking1 This account is simple, easy and tailored for your busy lifestyle. | Golden Life1,2 60 or Older? This account has extra features for you. | SuperNow1,3 This account is a great choice for those who want to gain interest. | Premium SuperNow1,4 This interest-bearing account pays on your deposited funds. | HI-FI1,5 This is a money market interest-bearing account. | Premium Money Market1,7 This money market interest-bearing account earns the best return. |
Accounts Paper Statement Fee | Farmers Checking1 Yes9
($5.00) | Golden Life1,2 None | SuperNow1,3 None | Premium SuperNow1,4 None | HI-FI1,5 None | Premium Money Market1,7 None |
Accounts Minimum Balance To Open | Farmers Checking1 $20.00 | Golden Life1,2 $20.00 | SuperNow1,3 $1,000.00 | Premium SuperNow1,4 $1,000.00 | HI-FI1,5 $1,000.00 | Premium Money Market1,7 $10,000.00 |
Accounts Minimum Balance Required to Obtain APY | Farmers Checking1 N/A | Golden Life1,2 N/A | SuperNow1,3 $1,000.00 | Premium SuperNow1,4 $1,000.00 | HI-FI1,5 $1,000.00 | Premium Money Market1,7 $1,000.00 |
Accounts Interest Earned | Farmers Checking1 No | Golden Life1,2 No | SuperNow1,3 Yes | Premium SuperNow1,4 Yes | HI-FI1,5 Yes | Premium Money Market1,7 Yes |
Accounts Check Charges | Farmers Checking1 1st Smart Pack is Free | Golden Life1,2 FREE Farmers Bank logo checks for life | SuperNow1,3 1st Smart Pack is Free | Premium SuperNow1,4 1st Smart Pack is Free | HI-FI1,5 1st Smart Pack is Free | Premium Money Market1,7 1st Smart Pack is Free |
Accounts Unlimited Check Writing | Farmers Checking1 Yes | Golden Life1,2 Yes | SuperNow1,3 Yes | Premium SuperNow1,4 Yes | HI-FI1,5 Limited6 | Premium Money Market1,7 Limited8 |
Farmers Checking1
Summary
This account is simple, easy and tailored for your busy lifestyle.
Paper Statement Fee
Yes9
($5.00)
Minimum Balance To Open
$20.00
Minimum Balance Required to Obtain APY
N/A
Interest Earned
No
Check Charges
1st Smart Pack is Free
Unlimited Check Writing
Yes
Golden Life1,2
Summary
60 or Older? This account has extra features for you.
Paper Statement Fee
None
Minimum Balance To Open
$20.00
Minimum Balance Required to Obtain APY
N/A
Interest Earned
No
Check Charges
FREE Farmers Bank logo checks for life
Unlimited Check Writing
Yes
SuperNow1,3
Summary
This account is a great choice for those who want to gain interest.
Paper Statement Fee
None
Minimum Balance To Open
$1,000.00
Minimum Balance Required to Obtain APY
$1,000.00
Interest Earned
Yes
Check Charges
1st Smart Pack is Free
Unlimited Check Writing
Yes
Premium SuperNow1,4
Summary
This interest-bearing account pays on your deposited funds.
Paper Statement Fee
None
Minimum Balance To Open
$1,000.00
Minimum Balance Required to Obtain APY
$1,000.00
Interest Earned
Yes
Check Charges
1st Smart Pack is Free
Unlimited Check Writing
Yes
HI-FI1,5
Summary
This is a money market interest-bearing account.
Paper Statement Fee
None
Minimum Balance To Open
$1,000.00
Minimum Balance Required to Obtain APY
$1,000.00
Interest Earned
Yes
Check Charges
1st Smart Pack is Free
Unlimited Check Writing
Limited6
Premium Money Market1,7
Summary
This money market interest-bearing account earns the best return.
Paper Statement Fee
None
Minimum Balance To Open
$10,000.00
Minimum Balance Required to Obtain APY
$1,000.00
Interest Earned
Yes
Check Charges
1st Smart Pack is Free
Unlimited Check Writing
Limited8
With All of Our Accounts You’ll Have Access To:
- Free Internet Banking and Access to the FBSC Mobile Suite
- Online Billpay with Overnight, Sameday, POPMoney Payments
- Optional Overdraft Protection
- The Option to Link to Our Saver Friendly Saving Account and Earn a Premium Rate of Interest Rate.
- With “Start Saving!” button linking to Savings Accounts & CDs page.
Disclosures
1: Applicable to all products: Changes may occur if the account is overdrawn or checks are returned for non-sufficient funds. If applicable, ATM use of Mastercard at non-Farmers Bank ATMS may result in that company’s charges. Free Bill Payment feature with Internet Banking. The disclosed Rates and Annual Percentage Yield (APY) are variable and subject to change daily. See further disclosures regarding variable rates below. Fees could reduce earnings. If you close your account before interest is credited, you will receive the accrued interest if funds remain in the bank. Product and Rate offerings are designed for the local Farmers Bank area.
2: Golden Life: Benefits include free Farmers Bank logo checks for life, free money orders, free cashier checks, and safe deposit rental discounts.
3, 4: Supernow and Premium Supernow: If the balance falls below $1,000, during any day of the monthly statement cycle, the monthly service charge fee is $10.00.
5: HI-FI Money Market: If the balance falls below $1,000, during any day of the monthly statement cycle, the monthly service charge fee is $10.00.
6: HI-FI Money Market Transaction Limits: You may make no more than six preauthorized withdrawals, automatic or telephonic transfers, checks, drafts or debit card and similar transactions from this account per statement cycle.
7: Premium Money Market: Minimum of $10,000 to receive the disclosed Annual Percentage Yields. Rate is tiered based on HI-FI Money Market Rate. If the balance falls below the $10,000, the account accrues interest at different tier level based on your daily account balance. If the balance falls below $1,000 during any day of the monthly statement cycle, the monthly service charge fee is $10.00.
8: Premium Money Market Transaction Limits: You may make no more than six preauthorized withdrawals, automatic or telephonic transfers, checks, drafts or debit card and similar transactions from this account per statement cycle.
9: No additional charge with eStatement delivery; $5.00 monthly statement service charge for paper statements with imaged transactions.