Rates accurate as of July 5th, 2023. Rates subject to change without notice.

Farmers Bank is ready to get you in the right car with the right loan at terms that are easy and affordable for you. Talk with one of our lenders to get you started or even apply online now!

Auto Loan Rates

Loan TypeInterest RateAnnual Percentage Rate (APR)
Loan Type
New Auto Loan
Interest Rate
8.00%1
Annual Percentage Rate (APR)
8.428%*
Loan Type
Used Auto Loan
Interest Rate
9.00%1
Annual Percentage Rate (APR)
10.068%*

 

Disclosures

1 Rates as low as 8.428% APR are available for a 5-year auto loan, $25,000 loan amount. Rates to purchase a vehicle for smaller loan amounts, longer terms, vehicles older than 6 model years, or from a private individual may be higher. Loan fees apply. Loan payment and APR will vary based on the loan amount, the term, and any fees. Rates are subject to change.
Loan payment example: a $25,000 automobile loan at 8.50% interest rate for 72 months with a $250 origination fee will have a 8.867% APR and a $448.99 monthly payment, total finance charge of $7,326.85. Origination Fee paid in cash and VSI $35 VSI. Offer is subject to credit qualifications. Some additional restrictions may apply. Offer valid for purchase transactions; other rates apply for refinance transactions. Installment loans are offered through Farmers Bank and Savings Company, 211 W 2nd St, Pomeroy Ohio.

2 Rates as low as 10.068% APR are available for a 5-year auto loan, $10,000 loan amount and higher at 89% Loan-to-Value (LTV) or less. Rates to purchase a vehicle for smaller loan amounts, longer terms, vehicles older than 4 model years, higher LTV or from a private individual may be higher. Loan fees apply. Loan payment and APR will vary based on the loan amount, the term, and any fees. Rates are subject to change.

Loan payment example: a $10,000 automobile loan at 9.00% interest rate for 60 months with a $250 origination fee will have a 10.068% APR and a $212.81 monthly payment, total finance of $2,768.30. Title and VSI $50 paid in cash. Offer is subject to credit qualifications. Some additional restrictions may apply. Other rates apply for refinance transactions. Installment loans are offered through Farmers Bank and Savings Company, 211 W 2nd St, Pomeroy Ohio.

 

Getting you the best rate matters!

Give us a call at 740-992-2136

GETTING YOU THE BEST RATE MATTERS!

Give us a call at 740-992-2136

Farmers Bank will help you to get the mortgage and payment that’s right for you. Start a conversation with one of our many experienced lenders or check out our online application and checklist today. Whatever you decide, Farmers Bank will be with you every step of the way!

Effective as of July 5th, 2023. Rates subject to change without notice.

Mortgage Loan Rates

Mortgage ProductInterest RateAnnual Percentage Rate (APR)Points
Mortgage Product
30 Year Fixed Rate1
Interest Rate
9.25%
Annual Percentage Rate (APR)
9.352%
Points
0.00%
Mortgage Product
5/1 Adjustable Rate2
Interest Rate
7.50%
Annual Percentage Rate (APR)
7.591%
Points
0.00%

1The 30-year fixed rate mortgage is a mortgage with a term of 360 months and a fixed rate of interest which does not change during the loan term. One of the attractions of a 30-year term is a relatively low monthly payment. If you intend to stay in the home for many years to come, a 30-year mortgage may be the right product for you.

2The 5/1 Adjustable Rate Mortgage (ARM) loan offers a fixed rate for the first five years. An adjustable rate mortgage has a monthly payment that may change over the term of the loan. With our 5/1 ARM, the payment won’t change for the first five years of the loan and then may change each year thereafter, based on market conditions, and subject to the specific terms of the loan.


Information on other ARM loan products is available upon request. Product is subject to credit qualifications for approval. Advertised rates are subject to change and may change daily. Other competitive loan rates and terms are available to customers that may not qualify for this product. Real estate loans are offered through each retail branch of Farmers Bank & Savings Company. Corporate office location is at 211 W. Second Street, Pomeroy, Ohio 45769.

FBSC offers a variety of mortgage related products, in addition to those outlined above.

GETTING YOU THE BEST RATE MATTERS!

Give us a call at 740-992-2136