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Compare our checking account features side-by-side to help you find the product that best fits your needs. Still have questions? Call us at 740-992-2136.

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During banking hours please call Farmers Bank at 740-992-2136. After banking hours please call 800-236-2442.

  Farmers Free Checking 1 Golden Life Club 2 SuperNow 3 Premium SuperNow 4 HI-FI 5 Premium Money Market 7
Summary This account is simple, easy and tailored for your busy lifestyle. 50 or older? This
account has extra
features for you.
This account is a great choice for those who want to gain interest. This interest-bearing account pays on your deposited funds. This is a money market interest-bearing account. This money market interest-bearing account earns the best return.
Monthly Fee NONE NONE NONE NONE NONE NONE
Minimum Balance To Open $20.00 $20.00 $1,000.00 $1,000.00 $1,000.00 $10,000.00
Minimum Balance Required to Obtain APY None None $1,000.00 $1,000.00 $1,000.00 $1,000.00
Interest Earned No No Yes Yes Yes Yes
Check Charges 1st Smart Pack is FREE FREE Farmers Bank logo checks for life 1st Smart Pack is FREE 1st Smart Pack is FREE 1st Smart Pack is FREE 1st Smart Pack is FREE
Unlimited Check Writing Yes Yes Yes Yes Limited6 Limited8

With All of Our Accounts You’ll Also Have Access To:

Disclosures

1-6:   Applicable to all products:  Charges may occur if the account is overdrawn or checks are returned for non-sufficient funds.  If applicable, ATM use of Mastercard at non-Farmers Bank ATMS may result in that company’s charges.  Free Bill Payment feature with Internet Banking. The disclosed Rates and Annual Percentage Yield (APY) are variable and subject to change daily.  See further disclosures regarding variable rates below. Fees could reduce earnings.  If you close your account before interest is credited, you will receive the accrued interest if funds remain in the bank.  Product and Rate offerings are designed for the local Farmers Bank area.
3, 4:  Supernow and Premium Supernow:  If the balance falls below $1,000, during any day of the monthly statement cycle, the monthly service charge fee is $10.00. 
5:     Hi-FI Money Market:  If the balance falls below $1,000, during any day of the monthly statement cycle, the monthly service charge fee $10.00. 
6:     HI-FI Money Market Transaction Limits:  You may make no more than six preauthorized withdrawals, automatic or telephonic transfers, checks, drafts or debit card and similar transactions from this account per statement cycle.
7:      Premium Money Market:  Minimum of $10,000 to receive the disclosed Annual Percentage Yields.  Rate is tiered based on HI-FI Money Market Rate.  If the balance falls below the $10,000, the account accrues interest at different tier level based on your daily account balance. If the balance falls below $1,000 during any day of the monthly statement cycle, the monthly service charge fee is $10.00.  
8:     Premium Money Market Transaction Limits:  You may make no more than six preauthorized withdrawals, automatic or telephonic transfers, checks, drafts or debit card and similar transactions from this account per statement cycle.

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