Personal Savings Accounts & CDs
We have a variety of savings account options for you to choose from so you can find the product that best fits your needs. Still have questions? Call us at 740-992-2136.
|Saver Friendly 1||Regular Savings 2||Student Savings3||Certificates of Deposit (CDs) 4|
|Summary||Higher Rate available with Automatic Transfer 1||Access to Farmers Account Features and Earn Interest||As a Student, earn Interest with no Fees||Maximize your Earnings with a CD|
|Interest Earned||Premium Rate||Yes||Yes||Yes|
|Minimum Balance To Open||$100.00||$20.00||$20.00||$2,500.00|
|Minimum Balance Required to Obtain APY||$100 with Automatic Transfer||$100.00||$100.00||$2,500.00|
|Minimum Balance to Avoid Service Charge Fee||None||$100.00||$0.00||N/A|
|Service Charge Fee if Balance is below Minimum||None but Lower rate if drop Automatic Transfer 1||$2.50||None until after Graduation||N/A|
|Withdrawal Limits||Limit of 6 preauthorized transactions per month. Unlimited ATM Withdrawals||Limit of 6 preauthorized transactions per month. Unlimited ATM Withdrawals||Limit of 6 preauthorized transactions per month. Unlimited ATM Withdrawals||Penalty of Early Withdrawal 4|
With All of Our Accounts You’ll Also Have Access To:
Rates are subject to change at bank's discretion.
Annual percentage yield is APY
Farmers Bank Account Features available to all Savings Accounts: Combined Statements, ATM Cards, and the convenience of Automatic Transfer between accounts.
- Saver Friendly: Interest Rate/APY only available with at least one (1) monthly automatic transfer. Rate changes to .01% (.01% APY) with no automatic transfer. A minimum balance is not required. Rate effective 12/14/2017
- Regular Savings: Farmers Bank Account Features: Combined Statements, ATM Cards, and the convenience of Automatic Transfer between accounts.
- Student Savings: $2.50 monthly maintenance fee waived until graduation.
- Certificates of Deposit: Combined Statements available. Penalty of Early Withdrawal before maturity of 6 month's interests.