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Current Mortgage Loan Rates

When you decide it’s a good time to buy a house and make it your home, Farmers Bank will help you through it to get the mortgage and payment that’s right for you. If you want to know more about our different mortgage offerings or would like an application and checklist, click here.  Want to get started now? Talk with one of our loan coaches today to see what great rates are available to you!

1 Yr- ARM – 30 Yrs.1

Interest Rate Discount APR Payment Information
4.75% 0 9.64% $526.92 for 1 Yr., Max of $924.54  @ highest rate, based on index and life time Caps of 6%

This rate accurate as of October 9, 2018. Rates subject to change without notice.


1 Payments and Annual Percentage Rate (APR) above are based on $100,000, Loan-to-Value (LTV) maximum 80.0%, and prepaid finance charge of $979. Total finance charge $223,110.96. Quoted payment does not include escrowing for taxes and insurance. Actual payment obligation may be higher. Rates are based on a 60 day rate lock period.

Rate is available for loan amounts up to $417,000, 1-4 single-family residence. The 1 Yr. ARM has a -.50 margin below the Wall Street Journal published Prime Rate with 2% cap at each rate change with a 6% Lifetime Cap.

$417,000 maximum loan amount, 1-4 single-family occupied.

Offer is subject to credit qualifications and approval. Rate is subject to change. Some additional restrictions may apply.

Other competitive loan rates and terms are available to customers that may not qualify for this loan. Please call a Farmers Bank Loan Office for additional rates.

Advertised rate is for limited time only and subject to change daily.

Real Estate loans are offered through Farmers Bank and Savings Company, 211 W 2nd St, Pomeroy Ohio. 2014.

*APR is Annual Percentage Rate

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